[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.webus.cz\/osobni-bankrot-neni-pro-kazdeho\/#Article","mainEntityOfPage":"https:\/\/www.webus.cz\/osobni-bankrot-neni-pro-kazdeho\/","headline":"Osobn\u00ed bankrot nen\u00ed pro ka\u017ed\u00e9ho","name":"Osobn\u00ed bankrot nen\u00ed pro ka\u017ed\u00e9ho","description":"Od chv\u00edle co se u n\u00e1s za\u010dala uplat\u0148ovat mo\u017enost osobn\u00edho bankrotu, vyu\u017eila spl\u00e1tkov\u00fd kalend\u00e1\u0159 k \u00fahrad\u011b dluhu u\u017e cel\u00e1 \u0159ada osob. Jak cel\u00fd proces funguje? P\u0159edem je t\u0159eba zm\u00ednit, \u017ee se nejedn\u00e1 o jednoduchou z\u00e1le\u017eitost a \u017ee ne ka\u017ed\u00e1 osoba m\u00e1 n\u00e1rok na schv\u00e1len\u00ed a na takzvan\u00e9 oddlu\u017een\u00ed. P\u0159edn\u011b je podstatn\u00e9, jak se dlu\u017en\u00edk do","datePublished":"2017-10-13","dateModified":"2017-10-13","author":{"@type":"Person","@id":"https:\/\/www.webus.cz\/author\/#Person","name":"","url":"https:\/\/www.webus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d6cba3ab97c30e0df0e32548954cb6b1550f4672bd3a4687bf1118b122d757e8?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"webus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.webus.cz\/wp-content\/uploads\/img_a302922_w2044_t1512983078.jpg","url":"https:\/\/www.webus.cz\/wp-content\/uploads\/img_a302922_w2044_t1512983078.jpg","height":0,"width":0},"url":"https:\/\/www.webus.cz\/osobni-bankrot-neni-pro-kazdeho\/","about":["Web"],"wordCount":424,"articleBody":"      Od chv\u00edle co se u n\u00e1s za\u010dala uplat\u0148ovat mo\u017enost osobn\u00edho bankrotu, vyu\u017eila spl\u00e1tkov\u00fd kalend\u00e1\u0159 k \u00fahrad\u011b dluhu u\u017e cel\u00e1 \u0159ada osob. Jak cel\u00fd proces funguje? P\u0159edem je t\u0159eba zm\u00ednit, \u017ee se nejedn\u00e1 o jednoduchou z\u00e1le\u017eitost a \u017ee ne ka\u017ed\u00e1 osoba m\u00e1 n\u00e1rok na schv\u00e1len\u00ed a na takzvan\u00e9 oddlu\u017een\u00ed. P\u0159edn\u011b je podstatn\u00e9, jak se dlu\u017en\u00edk do t\u00ed\u017eiv\u00e9 situace dostal. Nen\u00ed mo\u017en\u00e9 nap\u0159\u00edklad po\u017eadovat oddlu\u017een\u00ed na \u00fav\u011bry, kter\u00e9 vznikly v souvislosti s podnikatelskou \u010dinnost\u00ed. Dal\u0161\u00ed d\u016fle\u017eitou podm\u00ednkou je to, aby m\u011bl dlu\u017en\u00edk, nebo dlu\u017en\u00edci zaji\u0161t\u011bn\u00fd dostate\u010dn\u00fd p\u0159\u00edjem, kter\u00fd pokr\u00fdv\u00e1 nejen spl\u00e1tky p\u0159\u00edpadn\u00e9ho schv\u00e1len\u00e9ho p\u0159edpisu. P\u0159\u00edjmy mus\u00ed tak\u00e9 pokr\u00fdvat \u017eivotn\u00ed minimum jeho rodiny. V p\u0159\u00edpad\u011b, \u017ee dlu\u017en\u00edk nen\u00ed schopen sv\u00fdmi p\u0159\u00edjmy toto krit\u00e9rium splnit, je mo\u017en\u00e9 za\u017e\u00e1dat \u010dleny rodiny, p\u0159\u00edbuzn\u00fdch, nebo p\u0159\u00e1tel o p\u0159\u00edslib pravideln\u00e9ho sponzorsk\u00e9ho daru. Velmi d\u016fle\u017eitou podm\u00ednkou je i to, \u017ee dlu\u017en\u00edk mus\u00ed m\u00edt po dobu spl\u00e1cen\u00ed pracovn\u00ed pom\u011br a trval\u00fd p\u0159\u00edjem. Pokud se jedn\u00e1 o dlu\u017en\u00edka, kter\u00fd je v man\u017eelsk\u00e9m svazku, vztahuj\u00ed se ve\u0161ker\u00e9 povinnosti i na jeho man\u017eelku, nebo man\u017eela. N\u00e1vrh na oddlu\u017een\u00ed se pod\u00e1v\u00e1 bu\u010f formou spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e, nebo prodeje majetku, kter\u00fd m\u00e1 dlu\u017en\u00edk ve sv\u00e9m vlastnictv\u00ed. O konkr\u00e9tn\u00ed podobu pln\u011bn\u00ed se po celou dobu star\u00e1 https:\/\/www.fahd.cz\/insolvencni-spravce\/.Schv\u00e1lili v\u00e1m oddlu\u017een\u00ed formou spl\u00e1tkov\u00e9ho kalend\u00e1\u0159e. Co bude d\u00e1l? A\u010dkoliv se na prvn\u00ed pohled m\u016f\u017ee zd\u00e1t, \u017ee budete hradit jen \u010d\u00e1stku uvedenou v n\u00e1vrhu, nen\u00ed tomu tak. Soudem v\u00e1m bylo stanoveno a vym\u011b\u0159eno \u017eivotn\u00ed minimum. Pouze tato \u010d\u00e1stka v\u00e1m bude m\u011bs\u00ed\u010dn\u011b zb\u00fdvat na to, abyste pokryli sv\u00e9 pot\u0159eby. Va\u0161e p\u0159\u00edjmy budete muset pravideln\u011b dokl\u00e1dat a zas\u00edlat na \u00fa\u010det insolven\u010dn\u00edho spr\u00e1vce. Jak\u00e9koliv zv\u00fd\u0161en\u00ed va\u0161ich p\u0159\u00edjm\u016f znamen\u00e1 to, \u017ee uhrad\u00edte v\u011bt\u0161\u00ed \u010d\u00e1st dluhu. Vy\u0161\u0161\u00ed p\u0159\u00edjem si nem\u016f\u017eete ponechat a v\u017edy mus\u00ed slou\u017eit pro \u00fahradu va\u0161ich z\u00e1vazk\u016f. Cel\u00fd proces oddlu\u017een\u00ed je p\u011btilet\u00fd. Nenechte situaci doj\u00edt tak daleko. Refinancujte va\u0161e dluhy v\u010das!                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Osobn\u00ed bankrot nen\u00ed pro ka\u017ed\u00e9ho","item":"https:\/\/www.webus.cz\/osobni-bankrot-neni-pro-kazdeho\/#breadcrumbitem"}]}]